• Get Your Financial House in Order
      Peace, Wholeness and Well-Being in every area of life

      Our Mission is two fold

      1) Help get your financial house in order so you are free to pursue the things that really matter.
       

      2) To protect you from the financial stress caused by sickness, accident or death.

      If something happened to you or your partner would you want your family to be the same, better or worse off?

      We are fee for service, Values Based Financial Advisers specialising in "non-cookie cutter advice."

    • Live Your Life

      On Purpose
      Money gives you powerful choices.

      What's Important About Money To You....
      And What Are Two or Three Things That Require Money and Planning To Achieve?

    • Is Your Financial House In Ruins?

    • Many people find money difficult, confusing or a source of constant stress.
       

      “In the grand scheme of things, money’s not that important. It’s significant only to the extent that it allows you to enjoy what is important to you."
      Bill Bachrach Value Based Financial Planning

      The Financial Road Map brings clarity of purpose and sets tangible goals in line with your values

       

      We work with people who are

      • Motivated to take action
      • Want a financial partner to help
      • Proactive and want a trusted long term relationship

    • Family Protection Plans

      We protect the most important people in your life.

    • Living Your Life On Purpose

      Getting Started

      1

      Financial Road Map

      A 60-90 minute conversation crystalising what’s important about money to you, your tangible goals that require money and planning to achieve and where you are now.
       

      2

      Terms of Engagement

      As fee for service advisers we are paid for strategic advice not for pushing product.
      We have clients in industry funds, and self managed super funds.
      And clients who favour property over shares and vice versa.

      3

      Implement and review

      At the end of the process you will have a comprehensive step by step plan that gives you the highest possibility of achieving your goals.

      And our review service keeps you on track to achieve your goals.

    • Why Choose Us

      Our vision is to help you achieve real prosperity which we define as peace, wholeness and well-being in every area of life. Without having your financial house in order you can’t pursue the things that really matter in life like family, relationships and activities you love.

      Values Based Financial Advice rather than product sellers

      Strategy and outcome focused

      We are Values Based Financial Advisers who focus on helping you achieve your tangible goals that require money and planning to achieve based on what’s truly important to you.
       

      What products you purchase come at the end of a comprehensive process and are simply the vehicle to help you make smart choices about your money so you can achieve your goals. This makes us strategy and goal focused as opposed to the average Adviser at your local bank.

       

      People Before Profit

      Relationships For Life

      Our business is focused on building long term relationships and take time to provide a high level of service to our clients. We value helping people for life and investing our clients money with the same care if it is our own.

      We work with expert partners for mortgage broking, estate planning and SMSF accounting.

      Flexibility

      Not forced to use parent bank or insurance products

      Jireh Financial is part of Infocus who provides a wide range of approved products.
       

      We are not tied to a bank or insurance company who mandates that we use their products. If you are happy with your industry super fund or other products you currently have you are not forced to switch out.

      Fee for Service No Surprises

      Fixed Price Agreements

      Our Values Based Financial Advice is fee for service and all the fees are negotiated in a fixed price agreement prior to any work being done so there are no surprises.
       

      On wealth protection advice for life insurance, trauma and total and permanent disability we are paid directly by the insurer with a small SOA fee to cover our costs. We can use every insurer in the market and will fight for the solution that is best for you.

      Member of AFA

      We belong to Australia's oldest and most active association of financial advisers. AFA Members are

      • Accountable to the AFA Code of Conduct: Principles of Practice
      • Hold professional qualifications
      • Committed to continuous learning and development
      • Dedicated to the financial wellbeing of their clients above all else
      • Balance expert knowledge with professional application and care

    • Meet The Team

      Justin has been in the financial services industry since 1997 and is supported by a specialist client services and para planner team.

    • Ready to Get Your Financial House In Order?

      Sydney Office: Level 2, 65-71 Belmore Rd Randwick NSW 2031
      Ph: 02 65 855480 Mobile 04038 54734
      Mid North Coast Appts available on request.

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    Terms & Conditions
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      The Katherine Susan Pagotto Testamentary Trust (ABN 96 645 224 877) [t/a Jireh Financial] is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

This site is provided by The Katherine Susan Pagotto Testamentary Trust on an "as is" basis. The Katherine Susan Pagotto Testamentary Trust makes no representations or warranties of any kind express or implied, as to the operation of the site or the information, content, materials, or products included on this site.   
To the full extent permissible by applicable law, The Katherine Susan Pagotto Testamentary Trust disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Katherine Susan Pagotto Testamentary Trust will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.   
This site is created and controlled by The Katherine Susan Pagotto Testamentary Trust in NSW, Australia.  As such, the laws of NSW and Australia will govern these disclaimers, and terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, and terms and conditions at any time.   
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The Katherine Susan Pagotto Testamentary Trust and its associates is not engaged in rendering any legal or professional services by placing these general informational materials on this website.  We are not Licenced tax agents.  
The Katherine Susan Pagotto Testamentary Trust makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that The Katherine Susan Pagotto Testamentary Trust endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.  
The Katherine Susan Pagotto Testamentary Trust does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s). 
The Katherine Susan Pagotto Testamentary Trust is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of The Katherine Susan Pagotto Testamentary Trust.
Permission to use and reproduce documents and related graphics available from this website is granted, provided that:   
1) the below copyright notice appears in all copies and that both the copyright and this permission notice appear;   2) use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use;   3) no documents or related graphics, including logos, available from this website are modified in any way; and   4) no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties.   
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